Cleaning Girl Quit

I've had a cleaning girl for a long time. This one has only worked for us about a year. She is in her early 20's, but is slow. If she were slow and careful, I could live with it. But she is slow and careless. She has broken several things. Last time she broke one of the lights off in the hood. So today she called and said she isn't comfortable working for me because she is worried I will sue her. I told her I wouldn't sue her over a light bulb, but maybe it is for the best that she not work for me anymore. Well, I guess I'll have to do my own cleaning. Rats. But having somebody work for me that just irritates me isn't good, either.