I have spent a couple of days on the phone trying to figure out what to do about Medicare. It's very confusing. Here is the latest snafu: Mutual of Omaha said I can sign up my husband on a different Plan D because he has six months from the time I retired. The company I had him signed up with (Cigna) said I can terminate his coverage, but he can't be covered by someone else until October of next year...there is a sixty day period of time not six months.
So I called Social Security to ask which one was right. The Cigna company was right. If I had done what the Mutual of Omaha guy said, my husband would be uninsured until next October.
Check and double check.