Thursday, January 26, 2012

Insurance Confusion

I have spent a couple of days on the phone trying to figure out what to do about Medicare.  It's very confusing.  Here is the latest snafu: Mutual of Omaha said I can sign up my husband on a different Plan D because he has six months from the time I retired.  The company I had him signed up with (Cigna) said I can terminate his coverage, but he can't be covered by someone else until October of next year...there is a sixty day period of time not six months.
So I called Social Security to ask which one was right.  The Cigna company was right.  If I had done what the Mutual of Omaha guy said, my husband would be uninsured until next October.
Check and double check.

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