Money--It's Not Use it or Lose It

A friend said another friend told her she should buy anything big she wants before she retires.  I said she could consider the other side of that issue which is if she doesn't spend the money now, she will still have it when she retires.  If she still wants the item, she can buy it.  But she won't be sitting there looking at it saying, "Man, I wish I still had the money!"